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Minimum premium applied. Formula output is below the $500 floor.
Refer to D&E underwriter. This risk requires underwriter approval before binding.
Indicative pricing only. This calculator provides an estimate based on WMPG Juno GL Programme rating rules. All premiums are subject to completed application, underwriting review, and binding authority approval. Coverage is written on Lloyd's of London paper through Doe & Emuss Limited (D&E) as sponsoring broker. WMPG is a surplus lines MGA — coverage is non-admitted in all states. Class E (ketamine/psychedelic-assisted therapy) requires D&E underwriter approval regardless of premium level. Hartford estimates are based on observed new-business GL premiums from the WMPG book of business (Jan 2025–Jan 2026, 430 policies) and represent approximate comparable occurrence-form pricing at $1M/$2M limits. Actual Hartford premiums vary by risk. © 2026 Wellness Medical Protection Group. All rights reserved.